If you've retained a car accident attorney after a collision and are discussing your legal options, you might be surprised to hear the attorney suggest the idea of suing your insurance provider. Doing so is relatively rare, but still happens for a number of different reasons, including an accident in which the other driver who was involved was uninsured. You may feel uneasy about this sort of lawsuit, but it's important to heed your attorney's advice and rely on his or her experience with legal matters of this nature. You'll also want to avoid making statements — to your attorney or to yourself — that could compel you to back down from legal action. Here are some examples.
"My Insurance Company Has Treated Me Fairly Over The Years"
It may indeed be true that your car insurance provider has been good to you in the past when you've had to deal with it, but don't forget that you've been a good client, too — likely paying thousands of dollars in premiums over the years. The track record of your insurance company has little to do with your current situation. If the provider is fighting you on the benefits that you currently deserve, a lawsuit is likely to be your best option.
"This Will Destroy My Relationship With The Company"
You may be worried that hiring a car accident attorney and launching a lawsuit against your car insurance provider may ruin this relationship, prompting you to seek insurance coverage from a different company afterward. This idea might seem unpalatable to you, but you need to accept that there's no real consequence of it. It's better to fight your current provider in court, get the benefits that you're entitled to in the wake of your accident, and then move on to another insurance company than to stick with your current company and not get anything.
"The Collision Was The Other Driver's Fault"
It's possible that you'll keep coming back to the idea that the collision was the other driver's fault, and this may make you feel reluctant about pursuing legal action against your insurance company. The reality is that if the other driver was uninsured and thus didn't have an insurance company to take care of you, this becomes your company's responsibility. If it is balking at its responsibility, it holds some culpability for the current situation and is thus a suitable legal target for you and your attorney. Reach out to a lawyer, like those at Kaston & Aberle, to learn more.
You walk into your favorite grocery store and right away, you slip and fall only to sprain your ankle. You can't perform your job because it requires standing on your feet all day, which means that you can't make any money to support your family while your ankle heals. There was no warning that the floors were wet after being cleaned in the store – so what do you do? It's probably a good idea to think about filing a personal injury lawsuit. Of course, anyone with experience with a personal injury case will tell you just how important it is to work with an attorney throughout the process. I'd like to share insight I've learned through three personal injury cases that I myself have had to go through in the past. I think the information on this website can help people like you, who need some personal injury guidance.