When any health or medical condition decreases your ability to perform tasks for your job, you can opt to use your employer's group long-term disability insurance. This is a customary benefit in many employee benefits packages. However, some long-term disability insurance carriers are becoming stricter and getting coverage for your needs may be more difficult. If your claim is denied, you can be left in a dire financial situation. The following are some reasons why you may receive a denial for your claim and what you can do about it:
Getting hurt at work requires you to fill out an accident report to let your supervisor know what happened. If you need medical treatment, seek the help you need immediately if possible. When a medical provider states that you are not ready to return to work because of your injuries, you are supposed to receive a percentage of your wages while you are out recuperating. In some instances, your workers' compensation claim may be denied.
According to the National Highway Traffic Safety Administration, fatalities associated with big trucks increased by 12 percent between 2008 and 2017. In 2017 alone, 4,761 people lost their lives during an accident with a truck or similarly large vehicle. Unfortunately, even when trucking accidents do not result in a fatality, they commonly result in extreme injuries, lifelong disabilities, and massive bills for ongoing medical care. If you have been involved in an automobile accident that involved a semitruck, it is imperative that you seek legal counsel.
Finding a document hanging on your front door that states that there is a warrant for your arrest is probably not the type of letter you ever hope to receive, yet it happens. If you just found a letter like this or if you were notified in a different manner that there is a warrant for your arrest, here are some tips to help you know how to handle it.
When you've been injured by a careless driver and are suffering from discomfort and misery, there is more than one way to be paid for your losses. Once you speak to a personal injury lawyer, one of their first moves is to send the other driver's insurer a demand letter (or letter of demand). Read on to find out what goes into a demand letter that can prompt payment from the other side.