If you have determined that you are going to need to file for Chapter 13 bankruptcy protection, you need to be careful about the financial decisions that you make leading up to your bankruptcy, as these choices can impact your case. #1 Get Credit Counseling Right Away First, as soon as you decide that you know you want to move forward with the bankruptcy process, you need to obtain credit counseling.
You probably haven't given much thought to having your mechanic driving or keeping your car while it's being repaired. Many people assume that if something happens, the shop will have insurance to cover everything. However, it's not that simple. Many shops have a "hold harmless" clause in their paperwork or a sign in their shop reducing their liability. If an accident happens in the shop, or while the mechanic is driving your car, then it may be your insurance company that pays for damages, not the shop.
Investing in commercial real estate is a great way to make a profit if you approach it correctly. Many people start off by investing in residential real estate and then work their way into the commercial market over time. Though there are similarities to the two markets, there are also differences. If this will be your first time investing in commercial real estate, here are a few guidelines to follow to ensure you don't end up in over your head.
Falling down inside one of your favorite stores can be embarrassing, but if you suffer a major injury it can be serious as well. As medical costs rise, you might think seriously about suing the store because of the fall. These questions will need to be answered adequately in order to raise your chance of successfully getting a settlement. How Long Does Your State Allow for a Suit? Many people make the assumption that they'll just get better and whenever they feel up to it, they can start a case.
Getting divorced is sometimes a long process, and it doesn't always end when you receive your decree from the court. There are still a few loose ends you must tie up after separating (and sometimes even during the proceedings) to protect yourself and your assets going forward. Here are two things you absolutely must do when you divorce. Update the Beneficiary of Your Assets The first thing you should do either during the divorce proceedings or after the separation is finally legalized is to remove your spouse's name as the beneficiary from any assets he or she is currently listed on.