When any health or medical condition decreases your ability to perform tasks for your job, you can opt to use your employer's group long-term disability insurance. This is a customary benefit in many employee benefits packages. However, some long-term disability insurance carriers are becoming stricter and getting coverage for your needs may be more difficult. If your claim is denied, you can be left in a dire financial situation. The following are some reasons why you may receive a denial for your claim and what you can do about it:
Getting hurt at work requires you to fill out an accident report to let your supervisor know what happened. If you need medical treatment, seek the help you need immediately if possible. When a medical provider states that you are not ready to return to work because of your injuries, you are supposed to receive a percentage of your wages while you are out recuperating. In some instances, your workers' compensation claim may be denied.
According to the National Highway Traffic Safety Administration, fatalities associated with big trucks increased by 12 percent between 2008 and 2017. In 2017 alone, 4,761 people lost their lives during an accident with a truck or similarly large vehicle. Unfortunately, even when trucking accidents do not result in a fatality, they commonly result in extreme injuries, lifelong disabilities, and massive bills for ongoing medical care. If you have been involved in an automobile accident that involved a semitruck, it is imperative that you seek legal counsel.
You walk into your favorite grocery store and right away, you slip and fall only to sprain your ankle. You can't perform your job because it requires standing on your feet all day, which means that you can't make any money to support your family while your ankle heals. There was no warning that the floors were wet after being cleaned in the store – so what do you do? It's probably a good idea to think about filing a personal injury lawsuit. Of course, anyone with experience with a personal injury case will tell you just how important it is to work with an attorney throughout the process. I'd like to share insight I've learned through three personal injury cases that I myself have had to go through in the past. I think the information on this website can help people like you, who need some personal injury guidance.